FAQ

What is a pay day loan?

A pay day loan is a loan granted on the basis of your monthly pay check. As such it is a loan for an amount less than $1000 granted for a 31 day period only. The short loan term and small amounts mean that many are eligible for this type of loan who would otherwise be unable to receive credit.

How long does an average application take?

Our application form is very short – it takes just 60 seconds to complete and up to 90 seconds for our servers to process before you will receive notification of whether or not you have been approved for a loan.

What kinds of information does the form ask for?

The application form asks for your personal details (so that we can contact you and assess your situation) as well as for details of your employment and the amount of money you would like to lend. It is a single-page form which can be filled out in 60 seconds, as mentioned above.

How quickly will I receive the money?

Any pay day loan that you apply for during the week will arrive in your account within 24 hours of you applying. If you would like to get your money faster than that then applying before 3pm on weekdays will see the fund in your account the same working day. When you apply on the weekend you receive the money in your account on Monday. At its quickest the money might get to you within an hour of your application being submitted.

Do you charge for loan applications?

All loan applications to Pay Day Loans Online are free of charge to you, the consumer and always will be. Never agree to pay for an application for a pay day loan.

Are there any hidden charges?

There are absolutely no hidden charges with this loan. All charges are explained during the application process.

What charges do you have?

We do levy a late payment or missed payment charge for those who fail to make one of the scheduled loan installments. If, however, you inform us that this might happen beforehand we occasionally agree to roll over payments so that you are not charged a late fee.

Can I ask you a question about…?

Yes! Our customer service representatives are available 24 hours a day, 7 days a week to answer any and all questions from customers and enquirers.

Is your service totally legal?

Yes, our service is totally compliant with all US federal and state laws and there is a dedicated compliance department dedicated to ensuring that this remains the case.

Is your service secure?

Yes, we keep up to date with industry standard security measures for loan brokers. All of your information is secure from the point that you enter it onwards.

What happens if I am unable to pay?

All pay day loan providers not to agree loans with people who will be unable to pay but from time to time it happens. If it becomes the case that you are unable to repay a loan you agreed using our website then you should contact us immediately.