Privacy Statement

Personal Information

PaydayLoansOnline.com collects the following information from you when you apply for a loan:


  • Social Security Number

  • Driver’s License Number

  • Billing information (e.g. billing address and credit card number)

  • Employment details (e.g. net monthly)

  • Demographic information such as; age, gender, and zip code.


PaydayLoansOnline.com uses this information to:


  • Improve our website

  • Improve out marketing strategy

  • Respond to customer questions and concerns

  • Provide the relevant financial services to you

  • Send marketing material to you.


Non-Personal Information


Like most websites, we automatically obtain information from your computer. This information is obtained either directly, through the use of ‘cookies’, or through third party services. A ‘cookie’ is information the website sends to your computer whilst viewing a website to remember who you are without personally identifying you.


The information includes, browser type and language, IP address, enter/exit pages, links clicked from our site and the computers operating system.


This is non-personal information that cannot be associated with a specific individual. PaydayLoansOnline.com may share this non-personal information with suppliers and third parties for website statistical analysis.


Sharing of your Information


The ways in which we share your personal information to third parties are described below.


We provide your personal information to companies and third parties that help us deliver our service to you, for example, prospective lenders. These third parties are authorized to use your personal information only to provide the service we offer.


Your personal information is shared with companies that wish to market their products and services to you. If you do not want us to share your personal information with these third parties please contact us.



Your personal information may also be disclosed in the following circumstances:


  • When required by law to comply with legal processes

  • When it is necessary to protect your safety or the safety of others, protect our rights, investigate fraud or in response to a government request.

  • When your personal consent has allowed us to do so.


In the event PaydayLoansOnline.com is involved in a sales of its assets, a merger or an acquisition, you will be notified by an email and/or a notice on our website about the changes and the affect this will have on the use of personal information.


Opting-Out of Further Communications


We offer customers the opportunity to ‘opt-out’ of having their personal information passed on to certain third parties who may wish to market their products and services to them. If you do not wish to receive such marketing material you can indicate this to us by ‘unmarking’ the relevant box on our application page or by clicking the link at the bottom of any email you receive.


Links to Other Web Sites


PaydayLoansOnline.com may contain links on its site to websites with differing privacy policies. Submitting personal information on these sites means it will be under the governing rule of their privacy policies. As a result, we encourage you to carefully read the privacy policy of any website you visit.


Children’s Privacy


The PaydayLoansOnline.com website is not intended to be used by people under the age of 18. We do not knowingly collect personal information from persons under the age of 18.


Security


We take great care over the security of your personal information. We follow industry standards to protect the information you submit to us. We have security measures in place physically, technologically and procedurally to prevent unauthorized access to the information we collect. For example, sensitive information like credit card cumbers are encrypted.


Despite these precautions, no electronic storage or Internet transmission methods are 100% secure. As a result, we cannot guarantee absolute security of your personal information.


Privacy Policy Changes


PaydayLoansOnline.com can, at its discretion, revise, modify, supplement, and/or update this privacy policy at any time. Changes to the policy will be available on our website with the revised ‘last updated’ date included on the policy. If we make material changes to the way we collect and use your personal information we will notify you by email and/or a prominent notice on our website. We recommend that you review the privacy policy periodically to assess the latest practices.


Accessing Your Personally-Identifiable Information

If you wish to review and/or change the personal information we have collected from you, please contact us by writing or sending an email to the addresses below.


Contact Information

You can contact us about this privacy statement by writing or emailing us using this form.

PaydayLoanOnline.com

Pingtree USA corporation,

Delaware organization number: 5185133,

Company address: 615 South DuPont, Dover, DE, 19901.