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Payday Loans Online

A payday loan online is a loan taken out over a maximum period of 31 days, to ‘bridge the gap’ between your paychecks. A payday loan online is taken out with the agreement that the loan will be fully repaid when your next paycheck comes in.

PaydayLoansOnline.com have made the payday loan industry what it is today. They offer a fast and easy application process that is fully online, there is no need send us forms via post, fax in application or even contact us over the phone. Simply fill in the application form and, within minutes, you will have a decision. The Benefits of taking out a payday loan with PaydayLoansOnline.com:

  • No-fax applications.
  • Easy qualification requirements.
  • No credit report hassles.
  • No long waiting periods.
  • Dedicated customer support.
  • Competitive interest rates.
  • Up to $1000 in moments.

A payday loan can be used for anything you wish. Our customers take out a payday loan for many reasons, ranging from extra money to pay off essential car repairs, to help with paying unexpected bills. PaydayLoansOnline.com believes that if you need the money, and if you meet the requirements, then you should have it. Period.

Uses of a payday loan

A payday loan can be used for anything you wish. The reasons for applying are you own, we don’t need to know, and neither do our lenders. PaydayLoansOnline.com believes that if you need the money, and if you meet the requirements, then you should have it. Period. Here are some of the reasons our past customers have used a payday advance loan for:

  • Car repairs.
  • New furniture.
  • Surprise gifts.
  • Vacation expenses.
  • Ensuring your emergency fund doesn’t get depleted too quickly.
  • Unexpected bills.
  • Hospital or vet bills.

How to Qualify for a Payday Loan

Qualifying for a payday advance loan is very simple, there are just a few criteria that you need to meet in order to be eligible for a loan:

  • Be at least 18 years of age*.
  • Be a United States citizen.
  • Have a US bank account in your name that allows electronic deposits and debits.
  • In steady employment with a steady paycheck.**
  • Have a valid Social Security Number.

*Alabama and Nebraska, for example, require a minimum age of 19 years. Others may as well.
**Most lenders require at least 90 days of steady employment.

You don’t need to give PaydayLoansOnline.com your online user name or password to your bank account. Don’t give that information to any payday lender! Your application will note only the checking account number and electronic routing code: That’s how you get your PaydayLoansOnline.com payday advance deposited!